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Seniors Card for all over 60's

  • Writer: Wallis-Smith Financial Planning
    Wallis-Smith Financial Planning
  • Jun 18
  • 2 min read

From 1 July 2026, a meaningful change is coming for older South Australians – one that may open up savings and benefits to a much wider group of people.

The South Australian Seniors Card is being expanded, with the removal of the long‑standing 20‑hour work restriction. While this might sound like a small adjustment, it’s actually a significant shift in how eligibility is determined – and it could benefit thousands of people who previously missed out.

Retirement. Transition to Retirement. Financial Planning. Wallis-Smith Financial Planning. Sam Wallis-Smith.

What’s changing?

Until now, to qualify for a Seniors Card in South Australia, you needed to be both:

  • A permanent resident aged 60 or over, and

  • Working fewer than 20 hours per week 

From 1 July 2026, that second requirement is being removed, which means:

  • Anyone aged 60 or over who meets residency requirements can apply, regardless of how many hours they work.

  • The change is expected to extend eligibility to tens of thousands of additional South Australians who are still active in the workforce.

In simple terms, continuing to work – even full‑time – will no longer prevent access to a Seniors Card.

What does the Seniors Card provide?

The Seniors Card itself is free and provides access to a wide range of discounts and concessions aimed at easing everyday expenses.

Depending on usage, benefits can include:

  • Free public transport on Adelaide Metro services

  • Discounts on fuel and groceries

  • Reduced costs for health services such as dental, optical and pharmacy

  • Savings on home maintenance and other services

While each individual saving may seem modest, collectively they can make a noticeable difference to weekly living costs – particularly in a higher cost‑of‑living environment.

What should you do next?

If you are:

  • A South Australian resident, and

  • Aged 60 or over (or approaching it)

You can apply now via this link to the SA Government website.

References:


Disclaimer:

This information is general advice. We have not considered your objectives, personal or financial circumstances. You should consider the appropriateness of the advice for your circumstances before making any decision.

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