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Wallis-Smith Insights
Welcome to Wallis-Smith Insights!
Here, we will be bringing you a regular selection of articles, tips and commentary on all thing’s money – with a focus on maximising your retirement.


Is it worth salary sacrificing into super?
We explore the ins and outs of salary sacrificing into your super and help you determine if it's worth considering as part of your financial strategy.
5 min read


Centrelink deeming rates are changing: What it means for your pension
From 20 September 2025, the deeming rates used to calculate income from financial assets for Centrelink and DVA income support payments will increase. This is the first change in five years, and it could affect how much Age Pension, Disability Support Pension, or Veteran Payment you receive.
3 min read


Residential aged care changes: What they could mean for you
The Government has legislated changes to support ageing Australians at home and in residential aged care services.
7 min read


Are super contributions tax deductible?
Super can seem messy, complicated and tricky to get into, but it’s worth it in the end.
Why? Because of the tax benefits —when you contribute and, while your money’s invested, could make it supremely effective at giving you a long, worry-free retirement.
5 min read


Federal Budget Summary March 2025
Federal Budget Summary March 2025
5 min read


Five things to consider if you’re retiring this year   Â
After years planning for your retirement, do you still worry about whether now is the right time? Here's five things to consider.
4 min read


A guide to aged care
Moving into residential aged care can be an uncertain and overwhelming experience, with several important decisions to be made.
5 min read


Understanding the downsizer contribution
Plans to downsize the family home is often part of our long-term financial plans. But have you heard of making a downsizer contribution?
4 min read
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